Purchase/Sale
For sale/purchase transactions. An Owner's Policy insuring the new
buyer’s rights in the property will be issued.
If the buyer’s lender desires, we will also issue a policy for its
mortgage loan and handle the closing of the loan paperwork.
Lender's Title Insurance (Purchase Mortgage)
For a lender's purchase mortgage only. Don’t feel stuck with the
seller's title company. If you feel more
comfortable depositing closing funds and the personal information within loan
documents with us, go ahead and have our closers setup a split closing.
Lender's Title Insurance (Refinance Mortgage)
For refinance loans, this
policy can be issued in either a short or long form.
New Construction
Title insurance and
optional construction draw services are available for buyers and lenders.
Limited Junior Loan Policy
Limited title insurance for
residential equity-type loans. The premium is $75 for coverage up to $300,000,
then $1 for each additional thousand, max amount is $500,000.
Letter Report
This report is typically
used by residential equity lenders and gives the status of title since the
current owner acquired title and includes mortgages, judgments, liens and
taxes.
Property Profile
Aka preliminary report or a
search & hold for Realtors in preparation for a new listing. This report gives the owner's name, the legal
description, taxes, mortgages, liens and judgments and helps identify any
outstanding title issue prior to a contract being in place.